Since the last update, i have signed up for HSBC Revolution, CIMB card, UOB One.
Using the UOB one to pay my mobile bills, somehow tempted to make it hit the $800 mark so that i can get the $80 rebate for my first quarter. shrug, better not ba. time to save and return ppl money as much as possible.
only spend when there are good deals. coming month end got metro 20%. so bascially UOB one will just aim for the $30 rebate ba.
Thinking closely, for the 3.33% rebate, if you push yourself over the limit, you'll be paying your debt at 24% interest rate. not very smart. better to keep to the minimum as 3% isnt such a good deal. HECK, Metro card give me 5% rebate and i dont have to trouble about amount to spend.
will use the CIMB card to pay for my Bricksy Purchase, 1% is better than nothing. :)
Use different cards for different things, max out thier potential, but do not get caught into thier trap to spend more than is needed.
think at the end of the year, will do a review on all the cards and start killing the ones i dont use.
Watching some shows on TED have given me some insight as to what i'm doing and stuff. in a sense, i think i have a bad perception of time/rewards that i'll have to spend time to rectify. credit cards makes use of this to encourage ppl to spend more. i have to watch myself carefully from now.
While playing a game on my mobile, i realises that even til now, i seldom do enough research and consideration before rushing into stuff. well, sometimes that is a plus point, but this will obstruct my opportunity to have things done in simpler and better ways.
sometimes, i admire alvin for his indepth look into various credit cards offers, mall offers, voucher offers to enable him to maximise his money.
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