Hmmm... been thinking and thinking... alot about insurance. why ppl should buy? why they shouldnt buy? why they need it? why they dont need it? what can it do for them? how will it mess them up?
basically, insurance is just simple maths. you pay this amount, you get covered in case of accident, diease or disability or you get your money back when it matures.
currently, i'm trying to get my parents to purchase the prushield premier extra.
for $1416 per person per year, they are covered for medical expense up to $518000.
after which, i'll need to start looking into thier retirement funds.
ma mentioned that she wanted to downgrade pa's car. i asked pa, will he prefer to drive a BMW or a Honda Accord? seems like pa's desire for the kind of car is only dependent on his income. since the accord is already bought, just use it til its over lor. no point downgrading now.
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